Sleep soundly, pay over time.

For bigger buys over $1,000.

Pay later with flexible repayments …

like buying that new mattress or bed suite.

Why Zip Money?

Zip Money is a fast, secure and easy way to get what you need today and repay it on a schedule that suits you.

Special Offer with Beds n Dreams

Receive up to 12 Months Interest FREE^! Offer available from Thursday 25 May 2023 to Sunday 2 July 2023 at all Beds n Dreams stores nationally. A minimum spend of $1,000 is required to qualify for the 12 Months Interest FREE^ offer.

Monthly Account Fee

Zip Money applies a $7.95 monthly account fee which is waived if you have nothing owing. A one-off establishment fee may apply for new customers.

Flexible repayments

Choose a weekly, fortnightly or monthly schedule. And you can pay it all off early, without a penalty.

For more details about ZIP Money, visit:

^12-Month promotion term only available for purchases of $1000 or more. Available to approved applicants only and subject to completion of satisfactory credit check. Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will generally not repay out the purchase within the interest free period. A monthly account fee of $7.95 will also apply and a one-off establishment fee may apply for new customers. Any balance outstanding at the expiry of the interest free period will be charged at the standard variable rate, 25.9% per annum as at 1 May 2023. A one-off establishment fee may apply for new customers. Other charges may be payable, see T&Cs. Interest, fees and charges subject to change. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164440 993), Australian Credit Licence Number 441878). Offer available from 25/05/2023 till 02/07/2023.